If you may have changed jobs in the past or recently, then you fall among the 2.3 million Australians with two or more super accounts. In most cases, these vast numbers contribute to lost super or unclaimed superannuation in Australia.
Besides being an administrative problem, if you have more than one unclaimed super, you may be paying any fees or charges that can end up reducing your end retirement income. Usually, funds report back to the Australian Tax Office of any lost superannuation singularly if you cannot be contacted and you have made no contributions for the last 12 months. These are more reasons why you should find lost super.
Questions like how to find my lost super often arise when you are looking into transferring your super into one fund. At this point, you need to check the details of all your funds so that you can choose the best for you.
Luckily, you can find lost super online and consolidate these accounts through the myGov website. Here you will start by creating a myGov account or log in to your existing account if you had one. After logging in, link your account to the ATO and click on super. The lost super search will list your super funds and place them to another account.
As you go through this process, do checks if there are present exit fees or if you may probably lose any insurance coverage. Also, if you are having a hard time locating your super, you should contact the employer to check if they may be having your records.